Whether you’re buying your first rental property or expanding your portfolio, buy-to-let mortgages can be quite different from residential ones. At The Mortgage Village, we offer tailored advice designed to help landlords make informed decisions based on their individual investment goals.
Lenders typically assess buy-to-let applications based on expected rental income, property type, and your personal financial circumstances. We can also support you if you plan to purchase through a limited company or are considering holiday lets.
Advice for first-time and experienced landlords alike
Insight into the buy-to-let mortgage market and lender requirements
Guidance for landlords with credit blips
Support with limited company structures and complex buy-to-let scenarios
Our aim is to help you build a rental portfolio that’s financially viable and aligns with your long-term plans. With our expertise, you can move forward with confidence, knowing you have the right mortgage and support in place.
Buy-to-let mortgages typically require a larger deposit and may carry higher interest rates. Rental income is not guaranteed, and your property may be void between tenancies, affecting affordability. Tax treatment on rental income may change.
Your property may be repossessed if you do not keep up with mortgage repayments.
Seek advice to fully understand buy-to-let mortgage risks and responsibilities.